or maybe a condominium, oh but is that in the right school district?
Is that within the city limits? What's the crime statistics for this
area of town? These are just a few questions you should ask yourself
before you start looking. If you've done your research and you know
that an area of town is out of the school district you want then you'll
know not to waste your time looking in that area.
You want to buy a home and after using our loan quote form, you'll know
how much of a home you can afford. Then you will get out there and find
a new home! But, before starting, you will need to make a few decisions
and apply on-line for a free loan quote!
What type of home do you want?
Options include single-family homes, condominiums, co-ops and townhouses,
depending on your price range and your need for space and property.
What are your needs in a house?
How many bedrooms? Garage? Basement? What kind of schools
are in the area? You should consider all of these things before looking
for a house.
Do you prefer a newly built home or a resale home?
You may want the warranties and efficient construction of
a newly built home, as well as your ability to customize it for the
first time. On the other hand, you may find a good deal on a resale
home, which may need a little elbow grease. The choice is up to you.
Read more in our guide Age Doesnt Matter: Considerations for Buying
New Homes and Resale Homes.
you use a real estate agent?
Many homebuyers choose to work with a real estate agent or
broker to help them find a home. The
agent should have a good knowledge of the real estate market, price
trends and neighborhood conditions. The agent will help you shop for
your home, tour properties and be your negotiator if bargaining over
price is necessary.
Continue reading for more information on "Qualifying"
that you will need to know about in order to be better prepared for
a California Mortgage Loan!
Use our quote
form, a mortgage feature on California Mortgage & Home Equity
Loans, Co. to locate a lender in your area offering the mortgage
product that best suits your needs. The independent lender you select
will work with you to help find a low-cost mortgage that meets your
needs. Apply today!