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Making an Offer!

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When you find the perfect house and neighborhood you want, you may want to make an offer. Before submitting your offer, consider the following:

The home’s condition and potential renovations or repairs.

Compare prices of neighboring homes.

The asking price versus the market value of the house.

Know your price range, calculate your housing costs and interest here!

Negotiable items with the seller such as closing costs, repair work, closing dates, etc.

On the market more than four months. If no buyers are interested and there's a series of price reductions, the house may be over priced or cost too much. Don’t pay more than your neighbor does for the same amount of house.

Talk with a real estate agent that is familiar with the local area. They should be able to give you price ranges and comparisons from the neighborhood your interested in buying a home.

Use our quote form, a mortgage feature on California Mortgage & Home Equity Loans, Co. to locate a lender in your area offering the mortgage product that best suits your needs. The independent lender you select will work with you to help find a low-cost mortgage that meets your needs. Apply today!