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California Mortgage & Home Equity
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"Loan Quote" form.



  This page will lead you to our free New Home Loan Quote form. Fill it out and in one to two days you will receive a loan quote from a licensed mortgage ...
   
Second Mortgage This will take you to a Second Mortgage Quote form. Apply and in one to two days you will receive a loan quote from a licensed mortgage ...
   
Refinance Here's a form you may find helpful, of course, if you have additional mortgage questions, just fill it out and a mortgage professional will help you ...
   
Home Improvement A Home Improvement Loan quote form to better serve you and your needs. Fill it out today and receive a loan quote free ...
   
Debt Consolidation Consolidate your debts and reduce the interest rates on credit card accounts, apply now for a free debt consolidation loan quote ...
   

Affordability The first question you need to answer is "How much house can I afford". Home ownership is within most consumers' reach. And the first step ...
   
House Hunting Hmmm...single-family or maybe a condominium, oh but is that home in the right school district? These are just a few questions ...
   
Qualifying Before you go looking for a home, you may want to consider getting pre-qualified to reassure yourself that you will be financially able to get a ...
   
Make an Offer

When you find the perfect house and neighborhood you want, you may want to make an offer. Before submitting your offer, consider the ...

   
Fixed Loans

With a fixed-rate mortgage, your monthly payments remain the same throughout the life of the loan ....

   
Adjustable Loans Adjustable rate mortgages (ARM) offer lower initial interest rates than fixed-rate mortgages. But after an initial period, those rates are adjusted to follow the ...
   
Other Loans Many lenders offer a variety of mortgage programs for home buyers with special circumstances, particular requirements, or specific qualifications ...
   
Loan Preparation Applying for a mortgage loan may seem stressful and overwhelming. However, being prepared can bring less stress throughout the loan process ...
   
Closing The "closing" is when the final loan documents are signed, and the mortgage funds are paid out. Once your loan is approved and cleared for closing, you ...
   
Rates & Points Mortgage rates are sensitive to inflation fears. When available money outweighs available goods or services, inflation occurs. The Federal Reserve Board ...
   

For more information on New Home Loans, including affordability, house hunting tips to closing information ...
   
Second Mortgage Borrowing against your home equity to get extra cash, pay off bills, pay for a child's education, take a vacation and ...
   
Refinance Here are some questions and answers you may find helpful. Of course, if you have additional mortgage questions, just ...
   
Equity Loan A Home Equity Loan takes your home equity, which is the net value of your home that you own outright. Basically, it's the ...
   
Home Improvement A Home Improvement Loan combines home purchase or refinance with home improvement financing, and is for borrowers who are ...
   
Debt Consolidation Consolidate your debts and reduce the interest rates on credit card accounts, vehicle financing, and other unsecured debt ...
   

Your Credit Report When you apply for a home loan or refinance loan your prospective broker / lender reviews your credit report. This is why you should check ...
   
Credit Info When you order your credit report, keep in mind that everyone, at one time or another, has had trouble making a payment on time. Late payments ...
   
Credit Q's & A's Here we answer many questions consumer's had about their personal credit issues, read more to find your answers too ...
   
Credit Fraud &
Inaccuracies
Unfortunately today identity theft is on the rise. Here are some things you can do to safeguard your credit ...
   

Taxes & Homeownership Mention taxes, and most people will are immediately stressed. Mention tax benefits, however, and you will probably get a happier ...
   
Taxes & Insurance What do property taxes cover? Which closing costs are tax-deductible? Get answers to these and many other questions ...
   
Assessing Taxes In some states, the local tax assessor determines the assessed value of a property, and uses that value to calculate the amount of tax to be paid ...
   
Seller Taxes Your selling a house and your going to sell it for more than you owe. Tax wise, what does this mean? Will this hurt you or will you be able to benefit ...
   

Loan Preparation Applying for a mortgage loan may seem stressful and overwhelming. However, being prepared can bring less stress throughout the ...
   
Income Documentation There will be specific income information needed in order to process your mortgage loan with a mortgage lender. You will need ...
   
Asset Documentation You will need to be able to prove any personal assets that may help in obtaining your home loan. Personal assets are ...
   
Other Documentation The most recent statement or payment booklets for present creditors, which should include name of creditor, addresses, account number and ...
   

Mortgage Calculators These seven California home mortgage loan calculators will help in determining your financial needs and pave the way for a quicker home loan process ...
   
Glossary Do you need to know what a specific term means or a definition of a particular mortgage related word, then use this glossary ...
   

 



Use our quote form, a mortgage feature on California Mortgage & Home Equity Loans, Co. to locate a lender in your area offering the mortgage product that best suits your needs. The independent lender you select will work with you to help find a low-cost mortgage that meets your needs. Apply today!