You will need to be able to prove any personal assets that may help in obtaining your home loan. Personal assets are any items listed below. Your lender may require other asset information from you that’s not listed here. However, if you have the following items available for your lender, it will save you time and frustration. Lenders consider the following as assets that need to be documented:
Title to vehicle(s) you own.
If you are receiving a monetary gift from a relative you will need a letter from your relative confirming this.
Bank statements for the last three months, which include account names, addresses, account numbers and balances for the following:
Continue reading the next section for a detailed list of “Other Documentation” information that will help you prepared for a California Mortgage Loan!
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